Proven four years in a row
At Cigna, we know that one of the best ways to control costs and improve the health and wellbeing of those we serve is to provide simple, connected and affordable solutions. We strive to engage our customers to take control of their health and make managing benefits easier for our clients.
For the fourth year in a row, Cigna's Value of Integration study proves that connected care is essential to drive real, meaningful results, and it only comes from truly connected benefits. Our retrospective analysis, using methodology developed with KPMG, continues to demonstrate that connecting medical, pharmacy and behavioral care through integrated benefits enables us to support the whole person, better engage our customers, and reduce total medical costs for our clients.
Supporting the whole person
At Cigna, our approach is different. Real-time data, integrated across benefits, lets us see the full picture of our customers – allowing us to have meaningful, personalized interactions – in the right moment. The result is that our customers are more engaged in their health and well-being - in fact, our latest study proves it once again:*
Lowering total medical costs
Employers offering triple-integration benefits through Cigna (medical, pharmacy and comprehensive behavioral) continue to see meaningful savings in total medical costs as compared to those who carve-out benefits individually. In fact, those with fully integrated benefits in the 2019 study:*
What makes Cigna unique, is that our entire approach to care considers the whole person – body and mind. From our very first study four years ago, every study has shown the value of an integrated benefit. And with this engagement, Cigna clients who chose a fully connected plan not only have a healthier, more productive workforce, but also a healthier bottom line.
*Cigna 2019 book of business study of medical customers who have Cigna pharmacy + behavioral benefits vs. those with Cigna medical + basic behavioral. Individual client/customer results will vary and not guaranteed. Average annual per member per year (PMPY)
KPMG LLP, a Delaware limited liability partnership and the U.S. member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative ("KPMG International"), a Swiss entity. KPMG did not validate the Cigna 2019 Pharmacy Integration Study, but reviewed the approach and methods used to conduct the 2018 study and found them to be reasonable and appropriate. The same methodology was used in the 2019 study. Cigna used a published academic method and appropriate statistical tests and rigor. KPMG was engaged by Cigna to perform this review of their analysis. KPMG did not conduct an independent analysis to verify any results. KPMG did not audit the data or the programming code used to conduct the study. The data used for the study was Cigna’s own internal data.
Study based on unaudited 2018 Cigna customer/claims data and represent historical differentials associated with study data set. Future results may vary by time frame, account, member, and other factors. Study results do not constitute an audit, a review or other form of assurance with any generally accepted auditing, review or other assurance standards, and do not represent any form of assurance.
Health benefit plans vary, but in general to be eligible for coverage a drug must be approved by the Food and Drug Administration (FDA), prescribed by a health care professional, purchased from a licensed pharmacy and medically necessary. Some plans require use an in-network pharmacy for prescriptions to be covered. Coverage is subject to any plan deductible, copayment and/or coinsurance requirements. Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and complete details of prescription drug coverage, contact a Cigna representative.
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, (CHLIC), Cigna Behavioral Health, Inc., Cigna Health Management, Inc., Accredo Health Group, Inc., Express Scripts, Inc., ESI Mail Pharmacy Service, Inc., Express Scripts Pharmacy, Inc., Tel-Drug, Inc., Tel-Drug of Pennsylvania, L.L.C., Lynnfield Drug, Inc., and HMO or service company subsidiaries of Cigna Health Corporation. Policy forms: OK - HP-APP-1 et al., OR - HP-POL38 02-13, TN - HP-POL43/HC-CER1V1 et al. (CHLIC). The Cigna name, logo, and other Cigna marks are trademarks of Cigna Intellectual Property, Inc. "Express Scripts" is a trademark of Express Scripts Strategic Development, Inc. This newsletter is not intended for residents of New Mexico.
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